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(805) 448-6558

how  we  compare

Simplify your decision-making with this comparison.

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SUNDAYS
VELOSURANCE
OYSTER
MARKEL
SIMPLE BIKE
$2000 Bike cover
$2000 Bike
$168/year
$14/month
$234/year
$35.10/first month $18.08/month thereafter
$2 fee per payment
$196/year
No monthly payment options found
$213/year
$31.95/first month $18.40/month thereafter
$2 fee per payment
$211/year
$31.65/first month $18.25/month thereafter
$5000 Bike cover
$5000 Bike
$348/year
$29/month
$543/year
$81.45/first month $41.96/month thereafter
$2 fee per payment
$450/year
No monthly payment options found
$543/year
$81.45/first month $43.81/month thereafter
$2 fee per payment
$488/year
$73.20/first month $39.58/month thereafter
$2000 Bike including racing
$2000 Bike including racing
$180/year
$15/month
$250/year
$37.50/first month $19.32/month thereafter
$2 fee per payment
$253/year
No monthly payment options found
$278/year
$41.70/first month $23.41/month thereafter
$2 fee per payment
$250/year
$37.50/first month $21.25/month thereafter
$5000 Bike including racing
$5000 Bike including racing
$372/year
$31/month
$583/year
$87.45/first month $45.05/month thereafter
$2 fee per payment
$588/year
No monthly payment options found
$647/year
$97.05/first month $51.82/month thereafter
$2 fee per payment
$583/year
$87.45/first month $46.89/month thereafter
No upfront premium
No upfront premium
No cancellation fees
No cancellation fees
Subject to min earned premium of $100
Subject to min earned premium of $100
Subject to min earned premium of $100
Subject to min earned premium of $100
14 day cooling off period
i
14-day cooling-off period
If you decide our policy isn’t for you and you haven’t claimed, you can cancel your policy within 14 days of starting it. We will refund your premium in full.
14-day cooling-off period
i
14-day cooling-off period
If you decide our policy isn’t for you and you haven’t claimed, you can cancel your policy within 14 days of starting it. We will refund your premium in full.
Lowest deductible
Lowest deductible
$150
$200
$200
$200
$200
Medical expenses included
Medical expenses included
Up to $1000
Optional
Optional
Optional
Optional
Taxi fare reimbursement
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Taxi fare reimbursement
If you are involved in an accident or a crash where your bicycle is damaged and it cannot be repaired at the scene, we will reimburse you up to $75 for the cost of transporting you and your bike to the nearest public transportation station, bicycle shop, or your home.
Taxi or ride share reimbursement
i
Taxi or Ride Share Reimbursement
If you are involved in an accident or a crash where your bicycle is damaged and it cannot be repaired at the scene, we will reimburse you up to $75 for the cost of transporting you and your bike to the nearest public transportation station, bicycle shop, or your home.
Worldwide accidental coverage
Worldwide accidental coverage
Optional
Per claim deductible for multiple bikes
?
Per claim deductible for multiple bikes
If you file a claim for multiple bicycles damaged in the same accident, you will only need to pay your deductible once. Often other insurance companies may require you to pay a separate deductible for each bike claimed.
Per claim deductible for multiple bikes
i
Per claim deductible for multiple bikes
If you file a claim for multiple bicycles damaged in the same accident, you will only need to pay your deductible once. Often other insurance companies may require you to pay a separate deductible for each bike claimed.
Replacement bicycle hire
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Replacement bike hire
If something happens to your bicycle within seven days of you participating in a cycling race, or event or traveling with your bike, we’ll cover the cost of renting a replacement bicycle up to $300 whilst we process your claim so that you can keep rolling.
Replacement bike rental
i
Replacement bike rental
If something happens to your bicycle within seven days of you participating in a cycling race, or event or traveling with your bike, we’ll cover the cost of renting a replacement bicycle up to $300 whilst we process your claim so that you can keep rolling.
Up to $300
up to $250
up to $250
up to $250
Claiming will not affect your renewal premium
Claiming will not affect your renewal premium
Likely
Likely
Likely
Likely
Perks provider for Strava
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Perks provider for Strava
If you are a paid Strava Subscriber, you can activate your exclusive Sundays Perks, which include coverage for device damage up to $600, reimbursement for taxi fare up to $50, and refund for running race entry fees up to $100.
Perks provider for Strava
i
Perks provider for Strava
If you are a paid Strava Subscriber, you can activate your exclusive Sundays Perks, which include coverage for device damage up to $600, reimbursement for taxi fare up to $50, and refund for running race entry fees up to $100.
Get a quote
Get a quote
Basic plan
$180
Per year (save 20%)
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Business plan
$280
Per year (save 20%)
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Enterprise plan
$480
Per year (save 20%)
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Feature Category
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10
25
Unlimited
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Feature Category
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10
25
Unlimited
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Feature Category
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10
25
Unlimited
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Sundays vs. Other bicycle insurers

$2000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$5000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
Get a quote
Comparison based on CA postcode 94941, Trek Fuel carbon frame MTB. Deductible used for Sundays Insurance $250 and other insurers $300. Data collected February 2023.
Coverage is subject to the terms and conditions of the policy, the state in which you reside, and your specific coverage selection.
Medical and 14-day cooling-off not available in New York. Minimum cancelation fee of $25 for Michigan, if canceled after 14 days.
The Sample Policy Form can be viewed here.

Reviews

My bike was stolen from my private garage, they cut the lock and forced the entrance. Sunday insurance was amazing with me, they made the claim really fast and the process was super smooth. Thank you so much for everything.
Javiera A
“
As a nomad, I don't have the need for a home or renters policy, so I was thrilled to find bike-specific coverage that is super affordable! It provides great peace of mind while I'm on the road :)...
Joan S
“
Fantastic price. I saved so much money compared to my previous policy with a well-known company (burst my bubble)! Great customer service and very helpful staff. Highly recommended.
Guy R
“

Trust our 15 years of experience in the bicycle insurance industry.

Our comprehensive, customizable, and competitively priced coverage includes easy online quotes, fast claims handling, and expert customer service.

Homeowners insurance vs. Specialist bicycle insurance

Sundays Insurance offers specialized bicycle coverage, unlike homeowners or renters insurance, which may not fully cover your bike. Our policy covers full value, accidental damage, theft outside your home, racing/events, wheelsets, accessories, and travel/transportation. Plus, we have lower deductibles and no premium increases after claims. Experience peace of mind with Sundays Insurance.
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Reliability

At Sundays Insurance, we value your trust and endeavor to exceed expectations at every step, from quoting to claiming. We are underwritten by U.S. Specialty Insurance Company (USSIC), through Tokio Marine HCC – Specialty Group, offering you reliability and financial strength.

Our program is now offered exclusively in Arizona, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Maryland, Massachusetts, Michigan, Minnesota, New York, North Carolina, Ohio, Oregon, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.

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Any questions? call us at
(805) 448-6558
or visit our FAQs

Choose your region
US
1000 N West Street, Ste 1200 Wilmington Delaware 19801
Chat now
(805) 448-6558
hello@sundaysinsurance.com
Terms & Conditions
Approved Locks
Sample Policy Form
This insurance is distributed by Sundays insurance, an international specialist cyclist insurer with operations in the USA, the United Kingdom, Australia and New Zealand. This insurance is underwritten by A.M BEST A+ Rated carrier(s). Sundays insurance LLC NPN #17669712, Producer License Number CA #0K60995, NY #1405598. 1000 N West Street, Ste 1200 Wilmington, Delaware 19801.
Insurance coverage is available in the following states: Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin.