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(805) 448-6558

Bicycle insurance comparison

Compare leading bicycle insurance providers

Get the right coverage for your bike without the hassle of extensive research. Compare Sunday's coverage to leading providers with our easy-to-use comparison table — we've done the research for you, so you can make an informed decision.

SUNDAYS
OYSTER
VELOSURANCE
MARKEL
SIMPLE BIKE
$2000 Bike cover
$2000 Bike cover
$168/year
$14/month
$196/year
No monthly payment options found
$234/year
$35.10/first month $18.08/month thereafter
$2 fee per payment
$213/year
$31.95/first month $18.40/month thereafter
$2 fee per payment
$211/year
$31.65/first month $18.25/month thereafter
$5000 Bike cover
$5000 Bike cover
$348/year
$29/month
$450/year
No monthly payment options found
$543/year
$81.45/first month $41.96/month thereafter
$2 fee per payment
$543/year
$81.45/first month $43.81/month thereafter
$2 fee per payment
$488/year
$73.20/first month $39.58/month thereafter
$2000 Bike including racing
$2000 Bike including racing
$180/year
$15/month
$253/year
No monthly payment options found
$250/year
$37.50/first month $19.32/month thereafter
$2 fee per payment
$278/year
$41.70/first month $23.41/month thereafter
$2 fee per payment
$250/year
$37.50/first month $21.25/month thereafter
$5000 Bike including racing
$5000 Bike including racing
$372/year
$31/month
$588/year
No monthly payment options found
$583/year
$87.45/first month $45.05/month thereafter
$2 fee per payment
$647/year
$97.05/first month $51.82/month thereafter
$2 fee per payment
$583/year
$87.45/first month $46.89/month thereafter
No upfront premium
No upfront premium
No cancellation fees
No cancellation fees
Subject to min earned premium of $100
Subject to min earned premium of $100
Subject to min earned premium of $100
Subject to min earned premium of $100
14 day cooling off period
i
14-day cooling-off period
i
Lowest deductible
Lowest deductible
$150
$200
$200
$200
$200
Medical expenses included
Medical expenses included
Up to $1000
Optional
Optional
Optional
Optional
Taxi fare reimbursement
i
Taxi fare reimbursement
i
Worldwide accidental coverage
Worldwide accidental coverage
Optional
Per claim deductible for multiple bikes
?
Per claim deductible for multiple bikes
i
Replacement bicycle hire
i
Replacement bicycle hire
i
Up to $300
up to $250
up to $250
up to $250
Claiming will not affect your renewal premium
Claiming will not affect your renewal premium
Likely
Likely
Likely
Likely
Perks provider for Strava
i
Perks provider for Strava
i
Get a quote
Get a quote
Basic plan
$180
Per year (save 20%)
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Business plan
$280
Per year (save 20%)
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Enterprise plan
$480
Per year (save 20%)
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Feature Category
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10
25
Unlimited
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Feature Category
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10
25
Unlimited
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Feature Category
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10
25
Unlimited
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Sundays vs. Other bicycle insurers

$2000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$5000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
Get a quote
Prices and coverage true as per a web search in Feb 2023.
Prices and quotes based on CA postcode 94941, Trek Fuel carbon frame MTB.
Deductible used for Sundays Insurance $250 and other insurers $300.
Coverage is subject to the terms and conditions of the policy, the state in which you reside, and your specific coverage selection.
The Sample Policy Form can be viewed here.

Sundays in a nutshell

Trust our 14 years of experience in the bicycle insurance industry. Our comprehensive, customizable, and competitively priced coverage includes easy online quotes, fast claims handling, and expert customer service.

Get protection for theft, accidental damage, and travel damage. No upfront premium, hidden fees or increase in premium after claiming.

Start riding with peace of mind with Sunday's insurance.

Get a quote

Homeowners or renters insurance vs. Specialist bicycle insurance

While adding your bicycle to your homeowners or renters insurance often seems like the easiest option, it might not leave you completely covered. Homeowners’ or renters’ insurance doesn’t always cover your bike for its full value and typically doesn't cover your bicycle for accidental damage or theft that occurs outside your house.

As a specialist bicycle insurer, Sundays Insurance covers your bicycle for the full value you insure it for. We offer additional bicycle-related coverage such as racing and event, wheelsets, cycling accessories and coverage while traveling or transporting bicycles on bike racks that are likely not covered by your homeowners or renters insurance. We also do not have the same hefty deductibles that homeowners or renters insurers do, and your premiums and deductibles will not increase because you claimed.

Read more on our blog

Reliability

We know your bike isn’t just a bike, and we take the responsibility of covering your most prized possession seriously. Our team honors the trust our customers place in us, and we consistently work to exceed expectations, from quoting to claiming and everything in between.

Ensuring the insurer uses a reliable carrier is essential as it will impact the policies offered and any potential claims.  

In the United States, Sundays Insurance is underwritten by U.S. Specialty Insurance Company (USSIC) (located at 13403 Northwest Freeway, Houston, Texas, 77040), through Tokio Marine HCC – Specialty Group (a member of the Tokio Marine HCC group of companies). USSIC has been conducting business in the United States for over thirty years. With the highest financial strength rating from A.M. Best, they’re committed to delivering safety, security, and peace of mind to their customers, partners, and society through a financially sound organization.

This program is currently offered only in Arizona, California, Colorado, Illinois, Maryland, Massachusetts, New York, Oregon, Texas, Virginia, Washington and Wisconsin.

Our clients like us a lot…

My bike was stolen from my private garage, they cut the lock and forced the entrance. Sunday insurance was amazing with me, they made the claim really fast and the process was super smooth. Thank you so much for everything.
Javiera A
“
As a nomad, I don't have the need for a home or renters policy, so I was thrilled to find bike-specific coverage that is super affordable! It provides great peace of mind while I'm on the road :)...
Joan S
“
Fantastic price. I saved so much money compared to my previous policy with a well-known company (burst my bubble)! Great customer service and very helpful staff. Highly recommended.
Guy R
“
Get a quote

More information

For more information about what Sundays Insurance offers or if you have any questions, call us at (805) 448-6558 or visit our FAQs

Choose your region
US
1000 N West Street, Ste 1200 Wilmington Delaware 19801
Chat now
(805) 448-6558
hello@sundaysinsurance.com
Terms & Conditions
Approved Locks
Sample Policy Form

This insurance is distributed by Sundays Insurance, an international specialist cyclist insurer with operations in the USA, the United Kingdom and Australia. This insurance is underwritten by A.M BEST A+ Rated carrier(s). Sundays Insurance LLC NPN #17669712, Producer License Number CA #0K60995, NY #1405598. 1000 N West Street, Ste 1200 Wilmington, Delaware 19801.Insurance coverage is available in the following states: Arizona, California, Colorado, Illinois, Maryland, Massachusetts, New York, Oregon, Texas, Virginia, Washington, Wisconsin.